Are you confused about your rights and responsibilities
related to divorce,child support or custody?
Overview of Family Law in PA Presented by Julie A. Auerbach, Esq.
Clarify your legal rights and responsibilities related to divorce,
child support, custody and related family law topics.
Thursday, June 4th – 5:30 p.m.
CMC VA 7th floor Rm 7A141
University & Woodland Aves
CALL TO REGISTER
Women’ Resource Center has been selected by Whole Foods Devon as a beneficiary of its Nickels for Nonprofits program from April 13-July 5th. For every shopping bag you reuse, $.05 is taken off your bill. Or you may donate that nickel to WRC. These nickels add up to valuable programmatic dollars, allowing Whole Foods Market and their customers to make a real difference in our community! Thank you to Whole Foods for this opportunity.
9th Annual Women’s Leadership Luncheon Celebrates
“The Art of Negotiating Throughout Life”
Wayne, PA January 27, 2015 – More than 550 women are expected to attend the 9th Annual Women’s Leadership Luncheon benefiting the Women’s Resource Center (WRC). This highly anticipated event – a sellout for the last five years – will be held at the Hyatt at the Bellevue in Center City, Philadelphia on Friday, April 10th, 11am-2pm.
Emceed by Emmy-award winning journalist and former NBC10 reporter Lu Ann Cahn, the Women’s Leadership Luncheon will feature a keynote address on “The Art of Negotiating Throughout Life” by Jen Gaiski, Senior Vice President of Content Acquisition at Comcast. Among her many honors, Ms. Gaiski has been listed as one of the “Top 50 Most Influential Women in Cable” by Cable World Magazine multiple times. She has been recognized by CableFAX as a “Woman on the Move” and has received the distinguished status of “Wonder Woman” by Mutilchannel News and Women In Cable Telecommunications, NYC Chapter.
WRC Leadership Awards will be presented to two area movers and shakers: PECO Corporate Relations Manager Romona Roscoe Benson and Bryn Mawr Hospital/Main Line Health Vice President Brenda DeFeo. The festivities will also include pop-up shopping with local vendors, a raffle of enticing gift baskets and a fabulous silent auction. Networking opportunities are abundant as friends enjoy the afternoon, and businesses sponsor tables for their valued employees while supporting WRC
“We are excited to celebrate our ninth year hosting this inspiring event that recognizes groundbreaking women,” said WRC Executive Director Michele Daly. “We are so grateful to our sponsors and luncheon guests. WRC could not offer the range of services, for girls, for women in transition and for women veterans, without their generous support.”
Investing in You: Single? Estate planning is crucial
ERIN E. ARVEDLUND, INQUIRER STAFF WRITERPublished Sunday, November 2, 2014, 2:01 AM
Single parents, listen up: A few pen strokes now can save you thousands of dollars later and leave your children more financially secure, too.
Estate and retirement planning is crucially important for single parents, both men and women. Many think their assets and retirement income will automatically pass directly to their children.
Not so. If you, the single parent, die early, without the right legal documents signed, a huge chunk of your assets can end up with an ex-spouse or with the government.
How, for example, will you divide bank and retirement accounts? Among both your children and your ex-spouse’s children? If your will and financial documents don’t specify, your kids might not get those assets, or the courts might decide for you.
Does each of your respective individual retirement accounts go to each of your respective children? What about the assets you accumulated with your ex-spouse? What about Social Security benefits, a percentage of which can legally belong to an ex-spouse?
Financial advisers say they see money divvied up unexpectedly all the time.
“Single parents have a unique set of financial issues, and they have less margin for error than other parents,” says Lou DeLorenzo, with TIAA-CREF in Philadelphia.
“If something happens to you, your child may not have access to your assets until they are of age. Therefore, a will can ensure the passing of your financial assets takes place, and also who takes care of your child.”
Build a spending plan, savings, health-insurance coverage, and a legal plan for the unexpected, DeLorenzo says. Single-parent family units “often have very different sources of income. Besides salary, there is alimony, child support, or even disability benefits” from state or federal governments.
Think ahead. Set up a trust, he adds. “The idea that a trust is for wealthy people is a myth. They are for everyone, and they provide control.”
A current will, power of attorney, and health-care power of attorney are crucial. “Who will take care of the day-to-day paying of bills, the mortgage or rent, aside from taking care of [a] minor child? All that should be spelled out,” DeLorenzo says. “If I’m single with an IRA, no one can access that to pay bills. There’s no accessibility without a legal document.”
Without a will, he says, a court-appointed guardian might be in charge of his boys. “It took my wife and I months to find the person to name as guardian of our children.” They also set up a simple trust, into which proceeds of life insurance and other assets will go if they die.
“It’s not about zeroes in the account, it’s about documents in place.”
Update paperwork. Did you know retirement or investment account beneficiary designations supersede wills?
With America’s high divorce rate, it’s common for an ex-spouse to inherit all the assets in an old 401(k) for which the beneficiary was never updated. And if paperwork is not in order – which happens more commonly when women are not involved in the family’s finances – the probate process after death can be a financial nightmare, costing thousands of dollars in legal fees and months or even years before the assets are distributed.
Don’t be afraid to discuss these issues openly. According to a survey by UBS, most parents, no matter how much or how little savings they have to pass on, don’t want to discuss these issues with their children and heirs.
Get the help you need. You don’t have to be a millionaire to do it. Angela Marchesani, program coordinator and counselor at the Women’s Resource Center in Wayne, says the center holds “divorce resource” events at low cost.
“These are two-hour events where women can hear from a family law attorney and a divorce coach, who helps plan for the timeline and the emotional repercussions.”
The center also has events on networking and job searches, and can refer newly single women to local bar associations, mortgage brokers, and financial planners. Five times a month, the center also offers legal consultations at different locations, and it refers clients to the financial-counseling organization Clarifi.
“They do budget and debt management and ongoing financial services,” Marchesani says.
For Immediate Release:
Wayne, PA October 22, 2014 – Starting on Veteran’s Day, Tuesday, November 11th, from 6:30 – 8:00 pm, WRC’s “Women Veterans Networking Group” begins. It will be hosted by WRC’s Veterans Outreach Coordinator, Kim Bonuomo, a family law attorney, who served during the Gulf War with the Army JAG Corps.
This monthly group is for women veterans to meet and network in a casual setting. It is a great opportunity for these veterans to make personal and professional connections, share experiences, find community resources and celebrate their service to our country. We also provide assistance through WRC’s services, such as referral services, legal, counseling and career development services as well as information on programs geared to their specific needs.
The group will meet from 6:30 – 8:00 pm at the Women’s Resource Center, 113 W. Wayne Ave., Wayne, PA, continuing on December 9th and January 13th. We are hoping to expand to other areas in the Philadelphia region.
Women’s Resource Center will provide a pizza dinner for all attendees, as well as child care! The networking group is FREE, but we ask that participants pre-register so we know how many women to expect.
Please email our Veterans Outreach Coordinator, Kim Bonuomo
For more information call 610-687-6391.
“When Things Go Off Course, Give Yourself A Re-Do”
Sep 24 by Deb Dellapena
After training for months and anticipating it for even longer than that, in 2011, I participated in a marathon that left me with a sour taste in my mouth for more than a year. In an attempt to change what I considered a negative experience into something positive, I registered for the same race 3 years later, but went about it with an entirely different state-of-mind. And that made all the difference. “If you do something again, but with a completely different set of expectations and intentions, you almost always get different results,” says John McGrail, Ph.D., self-help expert, spiritual teacher and author of The Synthesis Effect in Los Angeles. Here are five things you can do to get over goof-ups and open your life to more success:
Focus on learning. Our society is “obsessed with the concept of success, wanting more, of being the best, winning versus losing, all the while focusing on the negative aspects of our endeavors,” says McGrail. We label attempts as mistakes or failures when things don’t go right and quickly react to it often shutting down and feeling bad about it. Cheryl Rice, life coach, president of Your Life Your Vision in Glenside, Pa., and author of Where Have I Been All My Life? doesn’t label consequences as mistakes—good or bad. “They just are. We make decisions, there are consequences. If we learn from our choices then we win.” Adopting that attitude helps you grow in your ability to create whatever success you desire.
Don’t beat yourself up. My 2011 marathon was on the rugged coast of California. My Philadelphia flight landed 8 hours from my hotel because I booked my flight into the wrong airport. I spent an entire day driving—enough time to berate myself for being stupid, geographically impaired, a poor-planner—you name it. I wasn’t able to get over this travel-error glitch, and it affected my entire trip. I never honored the fun I had meeting other runners, the beauty of the course as well as my courage and accomplishment. “Nothing good comes of beating yourself up,” confirms Angela Marchesani, program coordinator and counselor at the Women’s Resource Center in Wayne, Pa. When you find yourself being critical and ruminating on the past, she recommends this: “Visualize a stop sign in your mind. Turn your attention to something pleasant or benign, take a deep breath and let yourself smile. Practice that repeatedly to break the habit.”
debTweak it. A re-do doesn’t have to be a big deal. Rice recalls a former client made an easy change after being disappointed in herself for not speaking up at a meeting. Rice suggested her client do one thing differently for the next meeting: write down thoughts before the next meeting to take off the pressure of thinking on your feet, amplify someone else’s point or ask a question, says Rice.
Forgive yourself. Forgiveness takes time and can be hard. Engaging in positive talk helps in the process (the more good things you say, the better you feel). “Forgiveness and self-compassion are critical not just because they feel better than beating ourselves up,” says Rice. “but because they help us reflect and ask ‘Why didn’t that go the way I had hoped? How can I learn from that and do something different going forward?’ We can’t learn if we don’t have a tolerance for learning, which includes having forgiveness for ourselves and compassion.”
Feel it. Do it. You’ll know your re-do is working when your thoughts are empowering and compassionate. Are you feeling more optimistic about the future? Check your actions. Are you are taking thoughtful and intentional action on things that are important to you? “These are huge metrics,” says Rice. “Very often we are not in charge of the results we get. We are in charge of how we show up every day. This leads to a life of freedom, contribution and satisfaction.”
Career counselor Sue Price, who co-facilitates our Women in Career Transition group and volunteers to coordinate WRC’s career counseling program, is quoted in this poignant article:
Five years after recession, American workers are scared, cautious, and worse off
When the phone call came, Anthony Reynolds, a big man with a ready laugh, cried like a baby.
His ex-wife, living in Texas, had taken their son, 7, to a hospital for an important but minor procedure, and the hospital had turned them away. No…
For Immediate Release:
Boosting professional employment prospects for recent grads
WRC workshop to provide tips and tools to Millennials and their mentors
Wayne, PA June, 27 2014 – This summer, thousands of newly-minted graduates are striking out to find professional employment. But in today’s competitive market, simply having a degree may not be enough to snag that coveted job. To help give them a leg up, the Women’s Resource Center, (WRC) is hosting an interactive workshop called Mentoring Millennials.
“Nothing is more stressful to recent graduates, than taking that first step toward employment,” says WRC Executive Director, Michele Daly. “There are many parents and mentors who want to help these young people succeed but don’t know how. “
Please join corporate leader, college recruiter and author, Andrea Dolph, to hear her insights and learn tools for career success. Dolph who is co-chair of WRC’s Career Seminar Series program has hands-on experience in strategic business and IT technology planning, program management, and process optimization.
In addition to sharing insights about how to achieve career success, Dolph will facilitate engaging dialogue and activities to help new-hire hopefuls learn:
- TWO major changes in thinking every millennial needs to make in order to succeed in the workplace
“The goal of the workshop is to help these young women develop the confidence and skills they need to stand out from their peers and shine in the workplace,” says Dolph.
Date: Wednesday, July 16th
Time: 6:00 p.m. – 8:30 p.m. (Networking from 6:00-6:30, program starts at 6:30)
Location: Wayne Presbyterian Church (View our website www.womensresourcecenter.net
for map and directions)
Fee: $25/Pair (mother-daughter, mentor-mentee) or $15 /Individual
Registration: REQUIRED in advance. Call 610-687-6391