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Cohort – and coaching-based program to help you persist, endure, and overcome barriers to financial stability.

Our program, PHEBE (persistence, hope, and endurance in overcoming barriers to equity), is named after a long-time WRC volunteer. The program is 18 months and includes group sessions and 1:1 coaching.

It is intended  to help you earn an income that will support your household expenses by focusing on long-term career and financial management goals. This is a comprehensive program that will require your commitment for a minimum of 18 months.

You will go through the program with a small cohort of women who will meet twice a month to complete WRC’s financial stability curriculum. The course includes a combination of mindful clarity courses, discussion on structural barriers (i.e. sexism, racism, classism), and leadership building. You will be able to share your experiences, learn from one another, and support each other.

Clients must be accessing counseling or otherwise able to focus on long-term goals to be eligible for the PHEBE program. You are required to commit to earning an income that supports your household expenses. WRC uses the Self Sufficiency Standard as a guide to what it means to be financially stable and meet the needs of your household.

As of January 2023, we are 10 months into our first 18-month program. At this moment, we are not accepting applications. If you are interested, please have your counselor reach out to WRC Helpline or the Program Manager.

Click here to see our six-month update report; highlighting the stories and success of a few of our clients.

The PHEBE Program is designed to provide consistent, comprehensive support with the goal of mitigating the Cliff Effect. The Cliff Effect occurs when a pay raise at work triggers a disproportionate loss of government assistance. Even a small raise can “push people off the cliff” when it comes to benefits. Suddenly ineligible for subsidized food, housing, healthcare, or childcare, the family is worse off than before receiving the wage raise. For more information on the Cliff Effect, see the Finance & Career Resources page.

Our goal is to help our clients who are experiencing life transitions successfully navigate these challenges without disruption to their ability to provide for themselves and their families. WRC would like to thank the Justamere Foundation and BLBB Charitable for support our first cohort.